Debt Recovery

We divide our debt recovery service into:

  1. Obtaining judgment in the Court; and
  2. Obtaining recovery of funds from the debtor.

The example below assumes an uncontested debt recovery process. If the debtor contests the debt (eg because of alleged poor service or a faulty product) then we will give you more detailed Scope, Timescales and Pricing information.

Step 1 – Letter Before Claim


  1. Ask you for your instructions and case details and documents,
  2. Review your case details and documents,
  3. Prepare 1st draft Letter Before Claim for your review,
  4. When you have reviewed it produce the final letter with your comments to be sent to the debtor giving the debtor 14 days to pay, and
  5. Organise payment of your claim or move to Step 2.

Timescales: upto 1 week depending upon your other commitments to give you time to review the drafts

Price: £750 to £950 plus VAT depending upon the complexities.

Sometimes it is more appropriate to file a Statutory Demand if the Debtor is insolvent in which case the price is the same plus a fee of £500 plus VAT for the process server to serve the demand on the debtor.

Step 2 Produce and File Court Claim


  1. If the debt is not paid after expiry of the deadline in the Letter Before Claim, drafting and issuing claim.
  2. Where no Acknowledgment of Service or Defence is received from the debtor, applying to the court to enter Judgement in Default.
  3. When Judgement in Default in received, writing to the debtor to require payment.
  4. If payment is not received within 7 days, providing you with advice on next steps and likely costs.



Matters usually take 4 weeks and 6 months from receipt of instructions from you to receipt of payment from the debtor.
This depends on whether or not it is necessary to issue a claim.
This is on the basis that the debtor pays promptly on receipt of Judgement in Default.

If the debt recovery becomes contested or enforcement action is needed, the matter will take longer to resolve.

Debt Value Court Fee Our Price (ex VAT) Total
Up to £5,000 £35 to £205 £500 to £750 plus VAT
if filed online
£535 to £955 plus VAT
£5,001 – £10,000 £455 £950 to £1,500 plus VAT £1,405 to £1,955 plus VAT
£10,001 – £200,000 5% of the value of the claim if filed online  £1,500 to £2,500 plus VAT plus Barrister fees depends upon the claim value plus £1,500 to £2,500 plus VAT plus Barrister fees


Clients wishing to proceed with a claim should note that:

  1. The VAT element of our fee cannot be reclaimed from your debtor.
  2. Interest and compensation may take the debt into a higher banding, with a higher cost.


Obtaining recovery of funds if the debt becomes contested or enforcement action is needed.

If the debtor contests the debt (eg because of alleged poor service or a faulty product) or enforcement action, such as the bailiff, is needed we will agree additional Scope, Timescales and Fees to recover the debt for you.

If the debtor fails to respond to a Statutory Demand then it may be necessary to petition for the debtor’s insolvency. This is a more complex process and we would then set out, and discuss with you the further Scope, Time scales and pricing information.

Please contact us for more information.

We look forward to working with you.